Request for mortgage loans for non-residents

Dreaming of owning a home in Madrid? As a non-resident, securing a mortgage in Spain is absolutely possible — and we’re here to guide you every step of the way. Non-resident mortgages have become increasingly popular among European, American, and Latin American buyers eager to invest in Spain’s thriving real estate market.

Banks typically request a few essential documents:

  • Copy of your NIE and passport
  • Employment contract and proof of employment history
  • Bank statements from the last six months
  • Last three pay slips
  • Annual income tax return
  • Purchase agreement
  • Proof of current address
  • Keep in mind: non-resident mortgages usually finance up to 60% of the appraised property value, with slightly higher interest rates and repayment terms up to 20 years, depending on your profile.

With expert advice and a personalized strategy, your dream of owning property in Madrid is closer than you think. Let’s make it happen!

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